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46..What has the author come to realise since entering university?
47..How did the author feel in today’s money world?
48..What did the author realise after talking to his friends?
49. What is the author’s idea of a financial education course?
50.What would financial literacy do to young people?
51.What do people believe chocolates can do?
52.What was scientists’ recent assertion about chocolates?
53.What would happen if the cacao farms were shifted to cooler mountainous areas?
54.What do we learn about the cacao farms in the crisis of global warming?
55. What are scientists trying to do in the University of California’s new bio-sciences building?