12.（填空题）我们要来讨论一下网络银行交易可能带来的新问题。We are going to discuss problems that might ___________ with online banking transactions.

28.（填空题）没有常识的知识没什么价值。Knowledge without __________ counts for little.

27.（填空题）新鲜空气对健康是不可缺少的。Fresh air is____________to good health.

26.（填空题）我们必须为每次任务做好准备。We must________________ each task.

25.（填空题）这两者之间有本质的区别。There are ______________ between the two.

24.（填空题）这几种纤维是用石油这种不可再生的资源制造的。The fibers are made from oil—a___________ resource.

23.（填空题）各种因素导致了他的失败。Various factors____________ his failure.

22.（填空题）睡眠会影响人的免疫反应。Sleep can influence people＇s _______________.

21.（填空题）宇宙是什么时候形成的？When did the universe________________?

20.（填空题）创建预算能够激励我们为我们的财务负责。Creating a budget is to motivate us to ____________ our financial life.

19.（填空题）预算是一个财务计划。A budget is a __________________.