6. If you saved a man's life, would you expect him to be grateful? You might—but Samuel Leibowitz, who was a famous criminal lawyer before he became a judge, saved seventy-eight men from going to the electric chair! How many of these men, do you suppose, stopped to thank Samuel Leibowitz, or ever took the trouble to send him a Christmas card? How many? Guess....That's right—none.

45. In better times,Scott's father might have given his son work at Endeavor,but the father is laying off workers, and a job in manufacturing , in Scott's eyes, would be adefeat.

44. David Nicholson's longest was at the Stanley Works,and when he left,seeking promotion,a friend at the Endeavor Tool Company hired him as thatcompany's general manager,his present job.

43. He joined one of those companies -- owned by the family of his friend — and he has stayed in manufacturing,particularly at companies that make hand tools. Early on,he and his wife bought the home in which they raised their sons,a white colonialdating from the early 1800s,like many houses on North Street,where thegrandparents also live , a few doors away.

42. When his son David graduated from Babson College in 1976,manufacturing in America was in an early phase of its long decline,and Worcester was still a centerfor the production of sandpaper,emery stones and other abrasives.

41. He spent most of his career in a rising market,putting customers into stocks that paid good dividends,and growing wealthy on real estate investments made yearsago,when Grafton was still semi-rural. The brokerage firm that employed himchanged hands more than once,but he continued to work out of the same office inWorcester.

40. Going to college wasn't an issue for grandfather Nicholson,or so he says. With World War ll approaching,he entered the Army not long after finishing high schooland, in the fighting in Italy,a battlefield commission raised him overnight fromenlisted man to first lieutenant. That was “" the equivalent of a college education , "as he now puts it,in an age when college on a stockbroker's resumé" counted forsomething, but not a lot."

39. Scott acknowledges that he is competitive with his brothers,particularly David,more than they are with him. The youngest,Bradley,22,has a year to go at theUniversity of Vermont. His parents and grandparents pay his way, just as they didfor his brothers in their college years.In the Old Days

38.“I'm sitting with the manager,and he asked me how I had gotten interested in insurance. I mentioned Dave's job in reinsurance,and the manager's response was,'Oh,that is about 15 steps above the position you are interviewing for , '"Scottsaid , his eyes widening and his voice emotional.

37. It was in pursuit of a solid job that Scott applied to Hanover International's management training program. Turned down for that,he was called back tointerview for the lesser position in the claims department.

36. He is earning $ 75,000 — a sum beyond Scott's reach today, but not his expectations.“I worked hard through high school to get myself into the college ldid ,"Scott said , " and then I worked hard through college to graduate with thegrades and degree that l did to position myself for a solid job.”( He majored inpolitical science and minored in history. )