3. Instead of wallowing in resentment and self-pity, he might have asked himself why he didn't get any appreciation. Maybe he had underpaid and overworked his employees. Maybe they considered a Christmas bonus not a gift, but something they had earned. Maybe he was so critical and unapproachable that no one or cared to thank him. Maybe they felt he gave the bonus because most of the profits were going for taxes, anyway.

48.If all had gone well,he would have emerged in 10 weeks as a second lieutenant,committed to a four-year enlistment. “ I could have made a career out of theMarines,"Scott said , " and if I had come out in four years,I would have been incredibly prepared for the workplace.

47. Scott Nicholson almost sidestepped the recession. His plan was to become a Marine Corps second lieutenant. He had spent the summer after his freshman year in“platoon leader"training.Last fall he passed the physical for officer training,andwas told to report on Jan. 16.

46.“If you talk to 20 people,"Scott said, " you'll find only one in manufacturing and everyone else in finance or something else.”The Plan

45. In better times,Scott's father might have given his son work at Endeavor,but the father is laying off workers, and a job in manufacturing , in Scott's eyes, would be adefeat.

44. David Nicholson's longest was at the Stanley Works,and when he left,seeking promotion,a friend at the Endeavor Tool Company hired him as thatcompany's general manager,his present job.

43. He joined one of those companies -- owned by the family of his friend — and he has stayed in manufacturing,particularly at companies that make hand tools. Early on,he and his wife bought the home in which they raised their sons,a white colonialdating from the early 1800s,like many houses on North Street,where thegrandparents also live , a few doors away.

42. When his son David graduated from Babson College in 1976,manufacturing in America was in an early phase of its long decline,and Worcester was still a centerfor the production of sandpaper,emery stones and other abrasives.

41. He spent most of his career in a rising market,putting customers into stocks that paid good dividends,and growing wealthy on real estate investments made yearsago,when Grafton was still semi-rural. The brokerage firm that employed himchanged hands more than once,but he continued to work out of the same office inWorcester.

40. Going to college wasn't an issue for grandfather Nicholson,or so he says. With World War ll approaching,he entered the Army not long after finishing high schooland, in the fighting in Italy,a battlefield commission raised him overnight fromenlisted man to first lieutenant. That was “" the equivalent of a college education , "as he now puts it,in an age when college on a stockbroker's resumé" counted forsomething, but not a lot."

39. Scott acknowledges that he is competitive with his brothers,particularly David,more than they are with him. The youngest,Bradley,22,has a year to go at theUniversity of Vermont. His parents and grandparents pay his way, just as they didfor his brothers in their college years.In the Old Days