题目1373:根据《中国人民银行关于进-步做好受益所有人尽职调查工作有关问题的通知》要求,义务机构应当建立健全并有效实施受益所有人尽职调查制度。以下说法正确的是:()。

题目解析 题目1373: 根据《中国人民银行关于进-步做好受益所有人尽职调查工作有关问题的通知》要求,义务机构应当建立健全并有效实施受益所有人尽职调查制度。以下说法正确的是:()。 A. 将受益所有人尽职调查的内部管理制度和操作规程，作为完整有效的客户尽职调查制度一项重要内容，并在实施过程中不断完善 B. 根据非自然人客户风险状况和本机构合规管理需要，可以执行比监管规定稍为简化的受益所有人尽职调查标准 C. 在与非自然人客户建立业务关系时以及业务关系存续期间，按照规定应当开展客户尽职调查的，义务机构应当同时开展受益所有人尽职调查工作 D. 加强受益所有人尽职调查工作与客户分类管理、交易监测分析、反洗钱名单监控等工作的有效衔接 答案: ACD 解析: This question is about the requirements stated in the notice issued by the People's Bank of China regarding the due diligence investigation of beneficiaries (受益所有人尽职调查). Here are the correct statements: A. 将受益所有人尽职调查的内部管理制度和操作规程，作为完整有效的客户尽职调查制度一项重要内容，并在实施过程中不断完善 (Treat the internal management system and operational procedures of beneficiary due diligence as an important part of a comprehensive and effective customer due diligence system, continuously improving it): This ensures that the investigation of beneficiaries is well-integrated into the overall customer due diligence process. C. 在与非自然人客户建立业务关系时以及业务关系存续期间，按照规定应当开展客户尽职调查的，义务机构应当同时开展受益所有人尽职调查工作 (When establishing business relationships with non-natural person customers and during the continuation of such relationships, if customer due diligence is required, the obligation institutions should also conduct due diligence investigations on the beneficiaries at the same time): This ensures that due diligence investigations are conducted not only on the customers themselves but also on the beneficiaries. D. 加强受益所有人尽职调查工作与客户分类管理、交易监测分析、反洗钱名单监控等工作的有效衔接 (Strengthen the effective linkage between the due diligence investigation of beneficiaries and customer classification management, transaction monitoring and analysis, and anti-money laundering list monitoring): This emphasizes the importance of connecting beneficiary due diligence with other crucial aspects of risk management and compliance. Option B is incorrect because it suggests simplifying the due diligence standards, which is not in line with the notice's requirements.